Best Savings Interest Rates
| Description | Dividend Rates % | APY%* | Minimum Balance to Open* |
|---|---|---|---|
|
Membership Savings1 |
0.10 |
0.10 |
$5.00 |
|
Christmas Club Savings |
0.20 |
0.20 |
$0 |
|
Passbook IRA |
0.50 |
0.50 |
$0 |
Rates effective as of: January 18, 2025
*APY= ANNUAL PERCENTAGE YIELD. Fees and other conditions may reduce earnings on the account. The rate may change after account opening without notice. APY is accurate as of the last dividend declaration date. (1) Minimum balance required to earn APY is $5.00.
| Minimum Balance-Maximum Balance1 | Dividend Rate | APY%2 |
|---|---|---|
|
$2,500.00-$9,999.99 |
0.15% |
0.15% |
|
$10,000.00-$24,999.99 |
0.25% |
0.25% |
|
$25,000.00-$99,999.99 |
0.25% |
0.25% |
|
$100,000.00-$249,000.00 |
0.35% |
0.35% |
|
$250,000.00 and Over |
0.35% |
0.35% |
Rates effective as of: January 18, 2025
| Minimum Balance-Maximum Balance3 | Dividend Rate | APY%2 |
|---|---|---|
|
$50,000.00-No maximum balance. |
.35% |
.35% |
Rates effective as of: January 18, 2025
(1) $2,500.00 minimum opening requirement. Rates are variable and subject to change after account opening without notice. If the balance falls below the $2,500.00 minimum balance requirement, a $10.00 monthly maintenance fee will be imposed. Dividends will not be earned on balances under $2,500.00 During any statement period, you may not make more than six (6) withdrawals or transfers to another Credit Union account of yours or to a third party by means of preauthorized or automatic transfer or telephonic order or instructions. No more than three (3) of the six (6) transfers may be made by check, draft, debit card, if applicable, or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the Credit Union or to a fee of $5.00 for each of the occurrences over the 6 withdrawals. Fees may reduce earnings on the account. The minimum withdrawal amount is $500.00. Premier Money Market rates effective as of 01/13/2021. Membership eligibility required. (2) APY=Annual Percentage Yield. APY is accurate as of the last dividend declaration date. (3) $50,000.00 minimum opening requirement. Rates are variable and subject to change after account opening without notice. If the balance falls below the $50,000.00 minimum balance requirement, a $250.00 fee will be imposed. If your ending balance is $50,000.00 or below, the dividend rate paid on the entire balance will be 0.0% APY. During any month, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a draft, preauthorized or automatic transfer, internet banking or instruction, or telephone order or instruction. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the credit union, and/or a fee of $5.00 may be debited to this account for each withdrawal or transfer over the six allowed on this account. Fees may reduce earnings on the account. The minimum withdrawal limit is $500.00. Rates effective 01/01/2021. Rates are subject to change at any time and without notice. Membership eligibility required.
| Minimum Balance | $2,500.00 - $9,999.99 | $10,000.00 - $24,999.99 | $25,000.00 - $49,999.99 | $50,000.00 - $99,999.99 | Over $100,000 |
|---|---|---|---|---|---|
|
Term |
A.P.Y* |
A.P.Y* |
A.P.Y* |
A.P.Y* |
A.P.Y* |
|
3 months |
0.10% |
0.10% |
0.15% |
0.20% |
0.25% |
|
6 months |
0.25% |
0.30% |
0.35% |
0.40% |
0.45% |
|
1 year |
0.55% |
0.60% |
0.65% |
0.70% |
0.80% |
|
18 months |
0.60% |
0.65% |
0.70% |
0.75% |
0.80% |
|
2 year |
0.70% |
0.75% |
0.80% |
0.85% |
0.90% |
|
30 months |
0.70% |
0.75% |
0.80% |
0.85% |
0.90% |
|
3 year |
0.75% |
0.80% |
0.85% |
0.90% |
0.95% |
|
4 year |
0.85% |
0.90% |
0.95% |
1.00% |
1.05% |
|
5 year |
1.20% |
1.25% |
1.30% |
1.35% |
1.40% |
|
7 year |
1.49% |
1.49% |
1.49% |
1.49% |
1.49% |
*APY = Annual Percentage Yield Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. The above rates are subject to change at any time without notice.
| Term | Minimum Balance | Maximum Balance | APY* |
|---|---|---|---|
|
1 Year |
$25 |
$2,500 |
1.00% |
Rates effective as of: January 18, 2025
*APY = Annual Percentage Yield Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. The above rates are subject to change at any time without notice.
| Term | Minimum Balance | Maximum Balance | APY* |
|---|---|---|---|
|
1 Year |
$25 |
$2,500 |
1.00% |
|
2 Year |
$25 |
$2,500 |
1.30% |
Rates effective as of: January 18, 2025
*APY = Annual Percentage Yield Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. The above rates are subject to change at any time without notice.
| Minimum Balance-Maximum Balance | Dividend Rate | APY%** |
|---|---|---|
|
$0.00-$99.99 |
0.25% |
0.25% |
|
$100.00-$2,499.99 |
0.25% |
0.25% |
|
$2,500.00-$9,999.99 |
0.25% |
0.25% |
|
$10,000.00-$24,999.99 |
0.25% |
0.25% |
|
$25,000.00 and over |
0.25% |
0.25% |
Rates effective as of: January 18, 2025
There is a one time, $25.00 set up fee involved with starting a Health Savings Account. **APY=Annual Percentage Yield. The rate may change after account opening without notice. APY is accurate as of the last dividend declaration date. Fees may reduce earnings on the account.
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Rates effective as of: January 18, 2025
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