Checking Rates
Balance Tier** | Dividend Rates % | APY%* |
---|---|---|
$0-$30,000 |
0.10 |
0.10 |
$30,000.01 and more |
0.10 |
0.10 |
Non-Qualifying Rate |
0.00 |
0.00 |
Rates effective as of: January 18, 2025
*APY= ANNUAL PERCENTAGE YIELD. The above rates are variable and rate may change after account opening without notice. Fees and other conditions may reduce earnings on the account. AMP Checking must be opened with an initial $25 minimum deposit. APY is accurate as of the last dividend declaration date. **To qualify for the listed rates, the member must be enrolled in eStatements with a valid e-mail address. AMP accounts that do not meet the requirements in a statement cycle will receive the non-qualifying rate. For details on rate tiers and balance computation methods, please speak to an SCCU employee. AMP Checking rates effective as of 03/17/2020.
Minimum Balance-Maximum Balance* | Dividend Rate | APY%** |
---|---|---|
$5,000-$250,000 |
0.35% |
0.35% |
Over $250,000.01 |
0.35% |
0.35% |
Rates effective as of: January 18, 2025
*$5,000.00 minimum opening requirement. If the balance falls below the $5,000.00 minimum balance requirement, a $25.00 monthly maintenance fee will be imposed. During any statement period, you may not make more than six (6) withdrawals or transfers to another Credit Union account of yours or to a third party by means of preauthorized or automatic transfer or telephonic order or instructions. No more than three (3) of the six (6) transfers may be made by check, draft, debit card, if applicable, or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closures by the Credit Union or to a fee of $25.00 for each of the occurrences over the 6 withdrawals. The minimum withdrawal amount is $500.00. Fees may reduce the earnings on the account. **APY=Annual Percentage Yield. All rates are effective as of 01/13/2021. Rates are subject to change at any time, without notice.
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Rates effective as of: January 18, 2025
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