No monthly maintenance fees
Keep more of your money with zero monthly maintenance fees on business checking accounts.
Zero per-item charges
Perform as many transactions per month as you need to keep your business running smoothly.
Earn monthly interest
Stretch your budget farther with interest on funds that would otherwise just be sitting in your account.
Open a business checking account with only $25
Open an account with just $25 and no minimum monthly balances.
Other Business Services
Keep fees to a minimum for easy business financial management
Many banks and credit unions charge monthly or per-item fees on business checking accounts, but not SCCU. Our Regular Business Checking accounts have zero monthly maintenance fees or per-item charges, so you can save money and simplify managing your business finances.
A credit union with a focus on you
Why choose us?
When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.
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1
Gather business documents
You'll need copies of your business registration documents to open an account.
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2
Apply online
Fill out the online application. We'll review your paperwork and give you a call when the account is open or if we need more information.
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3
Begin using your business checking account
Enjoy the benefits of being a business member!
There's a simpler way to manage your business finances
Save time and money with fewer fees and easy online management by opening an SCCU Business Checking account.
Rates
| Balance Tier** | Dividend Rates % | APY%* |
|---|---|---|
|
$0-$30,000 |
0.10 |
0.10 |
|
$30,000.01 and more |
0.10 |
0.10 |
|
Non-Qualifying Rate |
0.00 |
0.00 |
Rates effective as of: February 20, 2025
*APY= ANNUAL PERCENTAGE YIELD. The above rates are variable and rate may change after account opening without notice. Fees and other conditions may reduce earnings on the account. Business Checking must be opened with an initial $25 minimum deposit. APY is accurate as of the last dividend declaration date. **To qualify for the listed rates, the member must be enrolled in eStatements with a valid e-mail address. Business Checking accounts that do not meet the requirements in a statement cycle will receive the non-qualifying rate. For details on rate tiers and balance computation methods, please speak to an SCCU employee.
FAQs
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Features
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Rates effective as of: February 20, 2025
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