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Teen Checking

With this bank account for teens, your child can learn how to manage finances before taking full accountability of an adult checking account. They can manage their account with online and mobile banking, use a debit card, write checks, and more.

Open a Teen Checking Account

No initial deposit

Open an account for teens at without an initial deposit to start learning how to manage finances for less.

No monthly fees

Focus on growing and wisely spending money on what you need, instead of paying fees.

No minimum account balance

You do not need to worry about additional fees if your balance falls below a certain amount.

Two fee reversals

Each year, you can reverse up to two fees that result from overdraft fees or non-SCCU ATM fees.

Free Account for Teens

No initial deposit or minimum balance requirements

As a teen, you are learning how to save and manage payments, so why include additional fee requirements? While you're between the ages 13-17 years, you can save money by not paying a deposit or monthly maintenance fee.

A credit union with a focus on you

Why choose us?

When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.

How to get started

With the assistance of a legal adult to be the secondary account holder, you can open a Teen Checking Account in a few steps.

1
Complete an application

With a legal adult to act as the secondary account holder, apply online or in person at a branch.
2
Open an Account

Get started with making deposits into or payments from your brand new account.
3
Manage Your Finances

Start viewing and managing your account online, write checks, use a debit card, and more.

A Teen Checking Account makes it easier than ever to manage your money for the first time

Open a Teen Checking Account

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Rates

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Rates effective as of: January 18, 2025

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Example Table 1

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Teen Checking

No initial deposit

No monthly fees

No minimum account balance

Two fee reversals

No initial deposit or minimum balance requirements

Why choose us?

How to get started

A Teen Checking Account makes it easier than ever to manage your money for the first time

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