Fixed rates
It's easy to predict your monthly payments with fixed personal loan interest rates that won't change over the life of the loan.
Terms up to 60 months
Find a monthly payment that works for your budget with loan terms up to 60 months.
Unsecured loan
Personal Loans are unsecured, which means you don't need to put up collateral to back the loan.
Loan amounts up to $30,000
Get the cash you need to pay for just about any expense with loan amounts up to $30,000.
A Personal Loan can cover just about any expense
From debt consolidation and medical expenses to unexpected events or purchasing an older vehicle, you can use a personal loan from SCCU to cover almost any expense that might pop up.
Run the numbers
Monthly Payment
A credit union with a focus on you
Why choose us?
When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.
-
1
Complete an application
It takes only minutes to complete the online application.
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2
Get approved
We'll run the numbers and let you know if you're approved.
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3
Receive the funds and use them as you wish
We'll send you the money and you can use it to purchase whatever you need.
Paying for expenses doesn't have to be difficult
Get the funds you need to pay for expenses with great Personal Loan interest rates from SCCU.
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Rates
| Description | APR** | Term | Repayment Terms* |
|---|---|---|---|
|
Personal Loan1 |
10.99% |
36 months |
$33.21 per $1,000 Borrowed |
|
Quick Cash2 |
8.99% Variable*** |
Open |
$40.00 per $1,000 Advanced |
Rates effective as of: January 18, 2025
*Monthly payment is based on your payment per $1,000 for APR rate and term. **APR= ANNUAL PERCENTAGE RATE. Rates and terms are subject to change. Rates posted are the lowest rates and an applicant's rate may vary depending on past credit history and the approximate term of the loan. ***Based on the 6-month T-bill rate (1) Payment Example: A $5,000 loan for a term of 3 years with a 10.99% APR, the monthly payment will be $163.67. (2) The minimum payment is $20.00 or 4% of the outstanding balance, whichever is greater. With a Quick Cash, no grace period applies. Interest will begin to accrue the day of the first advancement. Membership eligibility required. The above rates are subject to change at any time without notice. All loans are subject to approval. Down payment requirements may apply. Signature loan rate effective as of 07/06/2020. Quick Cash rate effective 10/01/2020.
FAQs
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Features
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Test Modal
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Rates effective as of: January 18, 2025
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